Data · Companies House
Cash position of UK financial services companies in 2026
Draft, not published
30.9% of UK financial services companies in our sample had £1,000 or less in the bank at their balance sheet date. Across the whole sample the figure is 20.6%. Based on 136 companies in this sector with the figure tagged, from Companies House filings in June and July 2026.
Every figure we can publish for this sector
Each row shows what this sector reported, the same measure across the whole sample, and how many companies in the sector carried that figure. The counts differ by row because companies tag different fields, and the median ratio row uses its own smaller count: it needs both figures tagged and creditors above zero.
| Measure | Financial services | UK-wide | Companies in this figure |
|---|---|---|---|
| In net current liabilities (net current assets below zero) | 36.4% | 37.3% | 247 |
| Holding less cash than the creditors due within one year | 57.8% | 63.8% | 83 |
| Median cash as a share of creditors due within one year | 56% | 48% | 81 |
| With £1,000 or less in the bank at the balance sheet date | 30.9% | 20.6% | 136 |
| Median cash at the balance sheet date | £14,054 | £12,327 | 136 |
Reading these numbers
Financial services carries the highest share of companies with £1,000 or less in the bank, 30.9% against 20.6% across the sample. Its other rows sit at or better than the UK figures: 36.4% in net current liabilities against 37.3%, 57.8% holding less cash than their near-term creditors against 63.8%, a median company whose cash covers 56% of those creditors against 48%, and median cash of £14,054 against a UK median of £12,327. So the middle of the sector reads comfortably while the largest share of near-empty accounts in the dataset sits inside the same sector. Which of those rows describes your company is not something a sector page can tell you.
Where these numbers come from. The Companies House monthly accounts bulk product, which is free and public, for accounts filed in June and July 2026. Dataset 2026-08: 10,000 filings randomly sampled (seed-reproducible), 6,863 with usable iXBRL facts; SIC joined from BasicCompanyDataAsOneFile-2026-08-01. Balance sheet facts were read from the filings themselves; each figure carries its own count of companies, because companies do not all tag the same fields.
Small companies file balance-sheet-only accounts with no profit and loss, so nothing on this page describes cover over time. Every claim here is cash against what is owed. Full method, definitions and caveats. This sector page draws on 272 sampled companies.
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